Trevor Williams

Trevor Williams served as Chief Economist at Lloyds Bank for over a decade. Now an author, academic and consultant, he analyses the key trends and policies that shape the economy and markets. From energy and climate to how companies use their data to understand the wider economy, he brings clarity and relevance to an often complex and abstract field.

Trevor worked for the civil service whilst studying for his economics PhD, after which he went on to work for over 30 years as an economist in the City, most notably at Lloyds. His professional life has encompassed equity and foreign exchange, forecasting and financial analysis. Today he provides clear insight into how politics, demographics and trade shape economies and economic trends.

From earnings and inflation to stock markets and trade deals, Trevor explores what is going on in the economy and what it means to organisations and individuals. Looking at both the global and the local, the long and short term, he explains what the numbers really reveal. With a focus on interpreting the information as it is, not as people might think or wish it was, he considers the effects of disruptions like Brexit and the Covid-19 pandemic, and how (and how quickly) economies can recover and what actions influence that recovery.

Trevor also studies what risks businesses and government face and how the economy will react. In particular, he looks at the political economics of climate change, including the risks for investors, insurers and the general population that this existential challenge could impose. He also examines the economics of energy; the likelihood, causes and potential effects of energy shortages and what decisions and policies have increased the risk of energy reserves running low, as well as the cost to businesses and consumers.

As rotating Chair of the Institute of Economic Affairs’ Shadow Monetary Policy Committee Trevor keeps a close eye on Bank of England decisions and direction of travel. He unpicks the impact of interest rates, monetary policy and quantitative easing and translates them into useful intelligence businesses can use to inform strategy. He also reveals how companies can use their own big data sets to reveal insights into the broader economy and their place within it.

Along with his own blog, Trevor writes regularly on financial and market matters, including a regular column in the personal finance magazine Moneyfacts. He is the co-author of Trading Economics, a clear guide to the statistics and indicators that underpin market economics. He is a Professor at St Mary’s University, London and Visiting Professor at the University of Derby.